1-3 different rate of interest, interest must be allowed at a rate equal to the

1-4 prime rate at the largest bank in Nevada, as ascertained by the

1-5 commissioner of financial institutions, on January 1 or July 1, as the case

1-6 may be, immediately preceding the date of the transaction, plus 2 percent,

1-7 upon all money from the time it becomes due, in the following cases:

1-8 (a) Upon contracts, express or implied, other than book accounts.

1-9 (b) Upon the settlement of book or store accounts from the day on which

1-10 the balance is ascertained. For the purposes of this paragraph, a book or

1-11 store account is settled when the creditor gives written notice to the

1-12 borrower that a sum certain is due on the account and that the creditor

1-13 will not give the borrower a further extension of credit on the account.

1-14 The day on which the creditor gives such written notice to the borrower

1-15 shall be deemed to be the day on which the balance is ascertained.

1-16 (c) Upon money received to the use and benefit of another and detained

1-17 without his consent.